What’s Next: Cooler Days and Cooler Free Fun

harvest moon

This morning we woke to the cool comfort of a soft gray fog. The days previous have been unseasonably warm, but now as we move into Autumn–accompanied by the incredible beauty of an eclipse of the full harvest moon–we in the Bay Area are getting ready for fall.
Many homeowners are preparing for the predicted El Nino rains and are cleaning gutters and patching roofs.  Gardeners are mulching the drought resultant bare spots in the garden to prevent soil erosion, and downslope hill homeowners are stocking up on sandbags to keep potential floodwater from their property.

No matter where we are, every Californian has their fingers crossed for rainy winter, and by our actions we’re hoping to create a wet result.  But as they say, all work and no play make Jack a dull boy, so let’s see what free fun is in store for us this week!

TUESDAY SEPT 28TH
Lemony Snicket’s final release party

WEDNESDAY SEPT 29TH
Michael Jackson Tribute Concert in Albany

THURSDAY SEPT 30TH
Volunteer for Hardly Strictly Bluegrass

FRIDAY OCT 1ST
Oakland First Fridays Art Walk

SATURDAY OCT 2ND
Oakland Octoberfest

SUNDAY OCT 3RD
Nature Walk: The Heart of Knowland Park

Enjoy these lovely fall days, and remember, if you’re thinking of buying or selling a home in the East Bay, give me a call at 510-527-0174.  I’m happy to help you with any questions or concerns about the East Bay housing market.

Get to know me! Check me out on facebook, linkedIn or see my other online presences. I have two sites made just for you.If you want to get a feel for what’s going on in the East Bay Real Estate market

Check out my My New Site to discover homes on the market–neighborhood by neighborhood–almost as soon as they’re posted on the MLS!

If you’re a BUYER go to That House Detective
If you’re a SELLER go to What’s Next Homes.

Whatever your real estate need,  I’m happy to help!

Chris Neddersen
Broker Associate
CalBRE R01143189
Coldwell Banker in Berkeley

Do You Know Your Buying Power?

CreditKnowledgeandConfidence

In this credit card economy, it’s hard to keep track of our real buying power. It starts with knowing your credit score. If you don’t, and cringe a little at finding out, this could be what’s holding you and other potential home buyers back from getting into the housing market.

I understand. I’ve been known to put my head in the sand when uncomfortable situations that involve mass quantities of money rear their heads.  What I’ve learned is that this obviously does not solve the problem. In fact, in many cases, ducking and covering can make the problem worse.

If your credit score is a problem, it’s not one without a potential solution.

  • Step one: Find out your score. There are places online that will help you do that. I don’t have one I feel comfortable recommending, so the alternate approach would be. . .
  • Step two: Find a reputable local mortgage lender. I have a list of several I recommend, one of whom is Kenny Leather* of Princeton Capital, skilled at assessing your home buying power.  If it’s not quite up to snuff, they might suggest that you. . .
  • Step three: Find a professional organization, like Continental Credit, employing helpful and friendly people like Alexandra Erlich* who know all the ins and outs of helping you raise your credit score.

If you’re planning on buying a home, imminent changes in federal lending regulations make it even more important to get your financial ducks lined up in advance, but whether or not you decide to purchase a home, getting your credit sorted out will be a big relief. You’ll feel a whole lot better when you’re on speaking terms with your income ebb and flow.

But if you do decide that you want to buy a home be sure to . . .

  • Step four: Call me at 510-418-1306. I’ll be happy to help you through this major financial decision in your life.  I’m never too busy to take care of you– or your referrals–and I’ll make sure you’re glad you called.

*Call me for contact information

Get to know me! Check me out on facebook, linkedIn or see my other online presences. I have two sites made just for you.If you want to get a feel for what’s going on in the East Bay Real Estate market

Check out my My New Site to discover homes on the market–neighborhood by neighborhood–almost as soon as they’re posted on the MLS!

If you’re a BUYER go to That House Detective
If you’re a SELLER go to What’s Next Homes.

Whatever your real estate need,  I’m happy to help!

Chris Neddersen
Broker Associate
CalBRE R01143189
Coldwell Banker in Berkeley

What’s Next: New RE Regs & Local Free Fun

Classroom
It was an extremely warm weekend. All I could do was sip a cooling beverage while watching football.  Really, it was all I could do. If I had the fans the players have that mist them while blowing cool air I might have been able to do a lick of work, but I don’t.

Anyway, after a weekend of ups and downs (Not me. I kept pretty still. But my teams were a different story! Bears and Raiders: UP. Niners, a big DOWN) I’m heading for the Walnut Creek offices to learn about new legal and financial regulations in the Real Estate world.

Ordinarily I’d be resistant to spending 5 hours of my day in training , but this time I’m actually looking forward to it. It might not be the most fun a person can have, but I will be in relative comfort while improving my agency skill set. And I’m also well aware of how  important it is to stay on top of what’s happening in my industry. It’s the best way I know to give my clients the most informed service I can.

But let us now talk of fun.  Here’s a short list of what’s going on this week in the Bay area.  Enjoy:

TUESDAY September 22
Do a little lunchtime sketching around S.F.

WEDNESDAY September 23
Soul concert in Albany

THURSDAY September 24
Campfire party at the Presidio

FRIDAY September 25
Free Harbor tours out of the Port of Oakland

SATURDAY September 26
Environmental Poetry Festival in Berkeley

SUNDAY September 27
Bay Area Blues Festival in Martinez

Have a great time, and keep cool!

Give me a call at 510-527-0174 and let’s talk about your real estate needs. I’m never too busy to take care of you– or your referrals–and I’ll make sure you’re glad you called.

Get to know me! Check me out on facebook, linkedIn or see my other online presences. I have two sites made just for you.If you want to get a feel for what’s going on in the East Bay Real Estate market

Check out my My New Site to discover homes on the market–neighborhood by neighborhood–almost as soon as they’re posted on the MLS!

If you’re a BUYER go to That House Detective
If you’re a SELLER go to What’s Next Homes.

Whatever your real estate need,  I’m happy to help!

Chris Neddersen
Broker Associate
CalBRE R01143189
Coldwell Banker in Berkeley

Is the Real Estate Pendulum on the Move?

SOLD

In the San Francisco Business Times I read that there was a slowdown in the August housing market.  The details reveal that prices leveled off and home inventory grew.  It may also be that buyers are tired of making offer after offer without success–unless they make a wallet flattening overbid.

Sure, home prices are still higher than August 2014, but more sellers are finally realizing that NOW is a good time to sell –and maybe a little too late to catch the high price housing wave before it reaches the shore of sanity. As a result, I’ve noticed more homes than usual are hitting the local market.

Another hopeful sign for both buyers and sellers is that the federal government did not raise interest rates as they threatened to do.

It’s time for both buyers and sellers to get into the market. 

You might think: “Of course he’d say that. It’s his business to encourage home sales on both sides of the table”.

I would respond this way: “I build my business on sound advice.” And my advice is this:

  • BUYERS: Home prices are becoming more manageable, loans are still cheap, and there are now more properties on the market. Time to start shopping!
  • SELLERS: Stop dragging your feet. You could be looking at a potentially closing window of opportunity for getting the price you want on the sale of your home.
  • BOTH OF YOU: Give me a call at 510-527-0174 and let’s talk about your real estate needs.

I’m never too busy to take care of you– or your referrals–and I’ll make sure you’re glad you called.

Get to know me! Check me out on facebook, linkedIn or see my other online presences. I have two sites made just for you.If you want to get a feel for what’s going on in the East Bay Real Estate market

Check out my My New Site to discover homes on the market–neighborhood by neighborhood–almost as soon as they’re posted on the MLS!

If you’re a BUYER go to That House Detective
If you’re a SELLER go to What’s Next Homes.

Whatever your real estate need,  I’m happy to help!

Chris Neddersen
Broker Associate
CalBRE R01143189
Coldwell Banker in Berkeley

What I Missed & What’s Next: Free Bay Area Fun

Solano Stroll

A lot of the work of a real estate broker often needs to be done when most people are playing or relaxing: evenings and weekends. Clients get home from work and need a question answered, so we find some of our evenings devoted to addressing inquiries and/or easing the fears and anxieties of our buyers or sellers.

Weekends, some home tours are a must if buyers have no time during the work week to look at houses. And, on the other side of the coin, if an agent is holding an open house Sundays–and sometimes Saturdays–are devoted to advertising, making the appropriate marketing materials, putting out  signs, and welcoming guests for the three or four hour time slot one needs to give buyers the opportunity to see the property properly.

As a result, some weekend fun, like last Sunday’s Solano Stroll pictured above and last Saturday’s Ghirardelli Chocolate festival my daughter loves, I have to miss.  I don’t feel that ill-used, though, because I live in the Bay Area, a place where there’s plenty of fun to be had all week long.  There’s always time to have fun, so here’s this week’s list of FREE local activities.

TUESDAY SEPTEMBER 15TH
Free Money Day.  That’s right.  You heard me.

WEDNESDAY SEPTEMBER 16TH
Jazz Wednesdays at Ozumo in Oakland

THURSDAY SEPTEMBER 17TH
The Presidio as a silent movie set? Learn more.

FRIDAY SEPTEMBER 18TH
Real food festival in Oakland

SATURDAY SEPTEMBER 19TH
Find out what’s under the surface of Lake Merritt

SUNDAY SEPTEMBER 20TH
Free Sailboat rides on the Bay

Have a great time this week, and remember to give me a call if you need help with anything real estate related. As so many of us do, I carry my office with me wherever I go so just phone 510-527-0174.  I’m never too busy to take care of you– or your referrals–and I’ll make sure you’re glad you called.

Get to know me! Check me out on facebook, linkedIn or see my other online presences. I have two sites made just for you.If you want to get a feel for what’s going on in the East Bay Real Estate market

Check out my My New Site to discover homes on the market–neighborhood by neighborhood–almost as soon as they’re posted on the MLS!

If you’re a BUYER go to That House Detective
If you’re a SELLER go to What’s Next Homes.

Whatever your real estate need,  I’m happy to help!

Chris Neddersen
Broker Associate
CalBRE R01143189
Coldwell Banker in Berkeley

Licensed to Sell. . . Real Estate

DRElicense_2011

When I was younger I had careers that evolved around technology. I started at the University where I worked repairing and maintaining the equipment at the Berkeley Language Lab.  From there, I had a lot of techie jobs that went from working on detailed projects to being a project manager myself.  Then I partnered with a colleague in a business that installed movie sound equipment for the likes of Francis Ford Coppola in San Francisco and Fantasy Films in Berkeley.

While I was immersed in all this, I would visit my parents for Sunday brunch. Inevitably, my mom, a real estate agent, would show up late. When she finally arrived, the talk was all real estate all the time: how to address each client’s needs, problems with lenders, houses that needed so much work that selling them for a profit would be a challenge, problem clients she needed to dance around, etc, etc.

At the time, seeing it through my ignorant perspective, I swore I’d never be a Real Estate Agent. It took too much of a toll on one’s life.

Yet now I have a license to sell and over twenty years experience in the real estate business.

How I got here is another story, but why I stay is the story I missed over all those Sunday brunches. I didn’t realize then how satisfying this job can be. Sure, it’s full of ups and downs with lots of room for spiritual growth, but at the end, when you congratulate your seller on the successful sale or hand the keys to the buyer who has been searching tirelessly for their dream of homeownership, it makes being a broker very worthwhile indeed.

If you’re looking for a Real Estate Agent, I’m happy to help.  Give me a call if you’re thinking of  buying or selling a home, and for any and all of your other real estate needs.  Just phone 510-527-0174 .  I’m never too busy to take care of you– or your referrals–and I’ll make sure you’re glad you called.

Get to know me! Check me out on facebook, linkedIn or see my other online presences. I have two sites made just for you.If you want to get a feel for what’s going on in the East Bay Real Estate market

Check out my My New Site to discover homes on the market–neighborhood by neighborhood–almost as soon as they’re posted on the MLS!

If you’re a BUYER go to That House Detective
If you’re a SELLER go to What’s Next Homes.

Whatever your real estate need,  I’m happy to help!

Chris Neddersen
Broker Associate
CalBRE R01143189
Coldwell Banker in Berkeley

What’s Next: Restoring Richmond and Bay Area Free Fun

110_UrbanTilth_IMG_5360

 

 

 

My wife has a love-hate relationship with our garden. It’s just a small patch, with more shade than we’d like and lots of hungry deer so vegetables are out, but what’s there she used to love to work with.  Now, the drought has put a damper on her enthusiasm.  She’s started to hate going into the garden because it’s
drying out.  We’re doing our best to preserve what’s there, and are ever hopeful that soon el nino will restore our tiny eden to its original glory.

Which brings me to Richmond. I don’t know if you know this, but if you’re looking for a gardener’s paradise, Richmond is the place. The climate and relatively flat yards are perfect for growing a lot of edible and beautiful plants.

60 years ago, North Richmond was such a rich growing area it was called “the Cabbage Patch”.  Now, vacant lots, scrap metal and car repair shops dominate the landscape.  Not for long, if Urban Tilth has anything to say about it. They’re determined to restore this area to its former glory and include a year around produce stand, bike repair and coffee shop with WiFi.  If you’d like to help, go to the site above to find out more.

If gardening is not on your list of favorite things to do, here are some more ideas for FREE fun in the Bay Area this week.

TUESDAY SEPTEMBER 7TH
For more gardening inspiration, free admission to the SF Botanical Garden

WEDNESDAY SEPTEMBER 8TH
Fans of 49ers & Raiders celebrate the beginning of football season at Pier 35

THURSDAY SEPTEMBER 9TH
Salsa dance party in Emeryville

FRIDAY SEPTEMBER 10TH
Point Richmond Summer Music Concert

SATURDAY SEPTEMBER 11TH
Story Slams in Oakland

SUNDAY SEPTEMBER 12TH
Opera in Golden Gate Park

If you’re looking for a Real Estate Agent, I’m happy to help.  Give me a call if you’re thinking of  buying or selling a home, and for any and all of your other real estate needs.  Just phone 510-527-0174 .  I’m never too busy to take care of you– or your referrals–and I’ll make sure you’re glad you called.

Get to know me! Check me out on facebook, linkedIn or see my other online presences. I have two sites made just for you.If you want to get a feel for what’s going on in the East Bay Real Estate market

Check out my My New Site to discover homes on the market–neighborhood by neighborhood–almost as soon as they’re posted on the MLS!

If you’re a BUYER go to That House Detective
If you’re a SELLER go to What’s Next Homes.

Whatever your real estate need,  I’m happy to help!

Chris Neddersen
Broker Associate
CalBRE R01143189
Coldwell Banker in Berkeley

 

Easy to Eat in Style in the East Bay

gourmet food fish

 

 

 

 

Have you noticed how nice the weather’s been in the Bay Area lately? Sunny, but with a fresh breeze that keeps us free from the intense heat we experienced in August. It’s finally perfect for outdoor entertainment. We can take longer walks without our dog having to stop every few feet to lay panting on her belly neath a shady tree. This is our Indian Summer, and we cherish it.

Another thing we love locally is the ever-increasing number of completely excellent restaurants. I learned that, joining Berkeley in food madness, is Oakland which is becoming well-known for it’s culinary delights. Did you know that it was named the top U.S. food city in USA today?

I hadn’t realized the Bay Area had become so famous for our foodie culture until I noticed that PBS had a show about it called “A Culinary Journey” describing its evolution. And evolve it has. In my office I’m constantly hearing about great new restaurants emerging here and there around the bay. Add to that, Epicurious is right down the street, offering a variety of snacks to sample and sit down restaurants to enjoy.

Of course, eating out every day, though sometimes a necessity, is hard on the budget when you eat in style, so here’s a list of restaurants around U.C. Berkeley that offer tasty food at low prices. Bon Apetite, and for more bargain fun, let’s check out some of this month’s Bay Area Entertainments: 

I hope I’ve guided you to great East Bay eateries, but if you’re looking for a Real Estate Agent, I’m happy to help.  Give me a call if you’re thinking of  buying or selling a home, and for any and all of your other real estate needs.  Just phone 510-527-0174 .  I’m never too busy to take care of you– or your referrals–and I’ll make sure you’re glad you called.

Get to know me! Check me out on facebook, linkedIn or see my other online presences. I have two sites made just for you.If you want to get a feel for what’s going on in the East Bay Real Estate market

Check out my My New Site to discover homes on the market–neighborhood by neighborhood–almost as soon as they’re posted on the MLS!

If you’re a BUYER go to That House Detective
If you’re a SELLER go to What’s Next Homes.

Whatever your real estate need,  I’m happy to help!

 

Chris Neddersen
Broker Associate
CalBRE R01143189
Coldwell Banker in Berkeley